HRA Exemption Calculator FY 2025-26 — Free Tool

Applicable for FY 2025-26 (AY 2026-27) — Old Tax Regime only.

City of Residence

Enter Values Per

Basic Salary + DA (₹)

HRA Received (₹)

Actual Rent Paid (₹)

Months Rent Paid in FY

Enter months for which you actually paid rent (1–12)

HRA Exempt from Tax

—

Annual exemption under Section 10(13A)

Condition 1

—

Actual HRA received from employer

Condition 2

—

Rent paid − 10% of Basic + DA

Condition 3

—

50% of Basic + DA (Metro)

Total HRA Received—

HRA Exempt from Tax—

Taxable HRA (added to income)—

Important Notes:

HRA exemption is available only under the Old Tax Regime. Under the New Regime, no deduction is available.
If rent exceeds ₹1 lakh per year, you must provide the landlord's PAN.
Both employer's HRA component and actual rent payment are required for exemption.
Self-employed individuals cannot claim HRA; they may claim Section 80GG instead.

*This is an estimate only. Actual exemption may differ. Consult a CA for precise computation and ITR filing.

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