Frequently Asked Questions

Any individual whose gross income exceeds ₹2.5 Lakh (old regime) or ₹3 Lakh (new regime) before deductions must file. Also mandatory if you have foreign income/assets, capital gains, are a company/firm, or want to carry forward losses. Filing is recommended even below exemption limits — to claim TDS refunds, apply for loans, or for visa purposes.

For AY 2025-26 (income earned in FY 2024-25): July 31, 2025 for individuals and HUFs not subject to audit. October 31, 2025 for those requiring audit. A belated return can be filed till December 31, 2025 with a late fee of ₹5,000 (₹1,000 if income ≤ ₹5 Lakh). File on time to avoid penalties and loss of carry-forward of losses.

Form 16 is a TDS certificate issued by your employer by June 15 each year. Part A shows TDS summary (TRACES-generated); Part B shows salary breakup and deductions. It is the primary document for filing ITR for salaried employees. Even with Form 16, cross-check all figures with Form 26AS and AIS on the IT portal to catch mismatches.

Depends on your deductions. If you claim 80C (₹1.5L), 80D, HRA, and home loan interest — the Old Regime often saves more tax. If you have few deductions, the New Regime's lower slabs typically save more. From FY 2023-24, the New Regime is the default; you must actively opt for the Old Regime. Our experts compare both scenarios and recommend what maximises your savings.

ITR-1 (Sahaj): Salaried, one house property, income up to ₹50L. ITR-2: Capital gains, multiple house properties, foreign income, no business. ITR-3: Business or profession income with books. ITR-4 (Sugam): Presumptive business income (44AD/44ADA). ITR-5 to ITR-7: Firms, companies, trusts. Confused? We pick the right form for you — wrong form means invalid return.

Form 16 (salaried), Form 16A/16B (TDS certificates), Form 26AS and AIS (from IT portal), PAN, Aadhaar, bank statements, investment proof (80C, 80D, 80G), home loan certificate, capital gains statement from broker, rental agreement (if any), and foreign asset details if applicable. We guide you on exactly what to share — nothing more, nothing less.

Section 80C allows deductions up to ₹1.5 Lakh for: LIC premiums, PPF deposits, ELSS mutual funds, NSC, 5-year tax-saving FD, Sukanya Samriddhi Yojana, home loan principal repayment, and tuition fees (up to 2 children). Only available under the Old Tax Regime. Provide investment proof while filing. Many people miss 80C sub-sections — we make sure you claim every rupee.

Listed equity (stocks, equity MFs): STCG (held < 12 months) taxed at 20%; LTCG above ₹1.25 Lakh (held ≥ 12 months) taxed at 12.5% — both revised in Budget 2024. Debt mutual funds purchased after April 2023 are taxed at slab rates (no indexation). Property: LTCG after 24 months at 12.5% (without indexation, as per Budget 2024). We calculate exact gains from your broker and mutual fund statements.

Freelancers use ITR-3 or ITR-4. If gross receipts are under ₹75 Lakh (professionals) or ₹3 Crore (business), use the Presumptive Taxation Scheme (44ADA/44AD) — declare 50% of receipts as income with no books required and file ITR-4. Otherwise maintain books and file ITR-3. Also register for GST if receipts exceed ₹20L (services) or ₹40L (goods). We handle freelancer ITRs from ₹1,499.

An NRI must file ITR in India if income from Indian sources (rental income, capital gains from Indian assets, interest from NRO accounts, salary for work in India) exceeds ₹2.5 Lakh. NRIs are taxed only on Indian-sourced income. We handle NRI returns including DTAA (Double Taxation Avoidance Agreement) benefits to avoid being taxed twice — in India and abroad.

If TDS was deducted in excess of your actual tax liability, file an ITR — the excess TDS appears as refund due and is credited directly to your bank account. CBDT typically processes refunds within 15–45 days of filing. Track refund status on the IT portal (incometax.gov.in) under My Account. Important: Pre-validate your bank account on the portal and link PAN with Aadhaar for faster credit.

Section 87A provides a full tax rebate for individuals within income limits: Old Regime: Up to ₹12,500 rebate for taxable income up to ₹5 Lakh (effectively zero tax). New Regime (FY 2025-26, Budget 2025): Up to ₹60,000 rebate for taxable income up to ₹12 Lakh — effectively zero tax. For salaried employees this means zero tax on gross income up to ₹12.75 lakh (after ₹75,000 standard deduction). Note: 87A rebate is NOT available on special-rate incomes like STCG on equity — check before assuming zero tax.

Yes! F&O (Futures & Options) income is treated as non-speculative business income. Losses can be set off against any business income in the same year and carried forward for up to 8 years. You must file ITR-3 with books of accounts. If you miss the August 31 filing deadline (AY 2026-27), losses cannot be carried forward — so file on time even if you have losses!

From FY 2022-23, crypto and all Virtual Digital Assets (VDA) are taxed at a flat 30% regardless of holding period. No deduction is allowed except cost of acquisition — no set-off of losses allowed against any other income. A 1% TDS is deducted by exchanges on every sale transaction under Section 194S. Report all crypto income in Schedule VDA while filing ITR. We handle crypto tax calculations from exchange statements.

Yes. If you made an error in your original ITR (missed income, wrong ITR form, deduction errors), file a revised return under Section 139(5) before December 31 of the assessment year. The revised return supersedes the original. No penalty for filing a revised return. We handle revised filings starting at ₹499 — much cheaper than facing a scrutiny notice later.

Consequences of missing August 31 deadline (AY 2026-27): (1) Late fee: ₹5,000 (₹1,000 if income ≤ ₹5L). (2) Losses cannot be carried forward (business, capital gains, F&O). (3) Interest under Section 234A on any tax due. (4) Some deductions and regime choices become unavailable. File a belated return by December 31 at the latest. File early — even if you owe no tax.

Rental income is taxed under House Property head. Annual value (annual rent − municipal taxes paid) is reduced by: 30% standard deduction (flat, no proof needed) + home loan interest (up to ₹2L for self-occupied; unlimited for let-out). Net income is added to your total income and taxed at your slab rate. Tenants paying rent above ₹2.4 Lakh/year must deduct TDS at 10% under Section 194I/194IB.

GST registration is mandatory when annual turnover exceeds ₹40 Lakh (goods) or ₹20 Lakh (services) in most states (₹20L/₹10L for special category states like Uttarakhand, Meghalaya). Also mandatory regardless of turnover for: inter-state suppliers, e-commerce sellers, casual taxable persons, NRI taxable persons, and TDS/TCS deductors. Voluntary registration is also possible for credibility and ITC claims.

Visit gst.gov.in → New Registration → fill Part A (PAN, mobile, email) → get TRN → fill Part B (business details, bank account, principal place of business) → upload documents (PAN, Aadhaar, bank statement, registration proof) → submit. GSTIN is typically issued within 7 working days. Documents differ for proprietorship, partnership, and company. We handle end-to-end GST registration and ensure no rejection.

GSTR-1 reports all outward supplies (sales) with invoice-wise details. Filed by 11th (monthly filers) or 13th (quarterly QRMP filers). GSTR-3B is a summary self-declaration of total sales, ITC claimed, and net tax payable. Filed by 20th monthly. GSTR-1 data auto-populates your buyers' GSTR-2B for ITC matching — so errors in GSTR-1 affect your buyers. Both are mandatory; missing either attracts penalties.

Monthly filers: GSTR-1 by 11th; GSTR-3B by 20th. Quarterly (QRMP) filers: GSTR-1 by 13th of month after quarter end; GSTR-3B by 22nd/24th (state-wise). GSTR-9 (annual): December 31. Missed deadline attracts ₹50/day penalty (₹20/day for nil return), up to maximum of 0.04% of turnover. We track all your due dates and file proactively — zero penalties.

Quarterly Return Monthly Payment — for taxpayers with turnover up to ₹5 Crore. File GSTR-1 and GSTR-3B quarterly (reduced compliance burden), but pay GST monthly (by 25th) via challan at 35% of previous quarter's tax or self-assessed amount. Optional IFF (Invoice Furnishing Facility) lets you upload B2B invoices monthly so your buyers can claim ITC promptly. Ideal for small businesses with stable monthly transactions.

Small businesses with turnover up to ₹1.5 Crore (goods) or ₹50 Lakh (service providers) can opt for Composition. Pay a fixed % of turnover: 1% for traders, 2% for manufacturers, 5% for restaurants, 6% for service providers. Advantages: minimal compliance, quarterly GSTR-4 filing. Limitations: no ITC, cannot supply inter-state, cannot issue tax invoices, not for e-commerce sellers.

E-invoicing (electronic invoice reporting on IRP portal) is mandatory for all businesses with aggregate turnover above ₹5 Crore (applicable from August 2023). All B2B invoices, B2B credit/debit notes, and export invoices must be reported on the IRP — the portal generates an IRN (Invoice Reference Number) and QR code. B2C invoices are exempt from e-invoicing but need a dynamic QR code for turnover above ₹500 Crore. We set up e-invoicing and integrate it with your billing software.

Claim ITC in GSTR-3B for GST paid on purchases, subject to all these conditions: (1) Invoice reflected in your GSTR-2B, (2) Goods/services actually received, (3) Payment made to supplier within 180 days, (4) Valid tax invoice in your possession, (5) Not a blocked credit under Section 17(5). Blocked credits include: personal consumption, motor vehicles (except commercial use), food and beverages, club memberships, cosmetic surgery. ITC is one of the biggest compliance risks — we reconcile monthly.

Yes — if ITC consistently exceeds output tax due to inverted duty structure (input GST rate higher than output GST rate) or zero-rated exports. File Form RFD-01 on the GST portal within 2 years of refund arising. For exporters: claim IGST refund on exports or ITC refund via RFD-01. Refund claims require detailed reconciliation statements. Our CAs handle complete end-to-end refund processing — from documentation to credit receipt.

Don't panic, but don't delay. Step 1: Identify notice type (DRC-01 — demand; SCN — show cause notice; ASMT — assessment). Step 2: Note the response deadline (typically 30 days). Step 3: Log in to GST portal → Notices/Demand to view details. Step 4: Prepare reply with supporting documents. File response via DRC-06. Ignoring notices leads to ex-parte orders and heavy penalties. Our GST experts handle all notice types — ITC mismatch, GSTR-1 vs 3B differences, non-filing penalties.

GSTR-9 is the annual GST return consolidating all monthly/quarterly returns for a financial year. Mandatory for all regular taxpayers with aggregate turnover above ₹2 Crore. Due by December 31 of the following FY. For turnover above ₹5 Crore: also file GSTR-9C (reconciliation statement, self-certified as per Budget 2021). Composition taxpayers file GSTR-9A. GSTR-9 allows you to correct annual discrepancies between GSTR-1 and GSTR-3B figures.

Under RCM, the recipient (buyer) pays GST instead of the supplier — the liability is reversed. Applies on notified services: legal services from advocates, GTA (Goods Transport Agency) services, director's remuneration, services from unregistered persons (in specific cases), renting of motor vehicles, and security services. RCM tax must be paid in cash (cannot use ITC balance for payment). The ITC of the same RCM amount can be claimed back in the same return (if eligible).

Commercial property: GST at 18% applies if landlord's aggregate turnover exceeds ₹20L. If landlord is unregistered, the tenant (if registered) pays GST under RCM. Residential property rented for residential use: Exempt from GST. From July 2022: If a registered person rents a residential property for commercial/business use, GST applies under RCM on the tenant. Confused? Share your rental scenario with us — we'll confirm exactly what applies.

Cancelled by GST officer (for non-filing 6+ months): File all pending returns + pay taxes → apply for revocation within 90 days using Form REV-01. Voluntary cancellation: Apply via REG-16 after filing all pending returns. After cancellation: stop collecting GST immediately, reverse your ITC, and file the final return GSTR-10 within 3 months. Ignoring GSTR-10 attracts ₹10,000 penalty. We assist in revocation, cancellation, and final return filing.

Tally is a data entry tool — it doesn't think. Professional accountants ensure: entries are correctly classified (capital vs revenue, direct vs indirect expenses), GST reconciliation is done monthly, books are audit-ready and MIS-meaningful, and year-end trial balance is clean. Errors in Tally entries cause wrong GST claims, wrong P&L, wrong tax filing, and trouble during scrutiny. We work directly on Tally Prime and clean up existing data as needed.

Monthly payroll service includes: salary computation (basic, HRA, allowances, deductions), PF deduction (12% employer + 12% employee on basic), ESI deduction (3.25% employer + 0.75% employee if gross < ₹21k), Professional Tax deduction (state-wise), TDS on salary (Section 192), payslip generation, PF/ESI challan payment by 15th, monthly ECR filing, quarterly 24Q TDS return, and annual Form 16 for all employees. We handle payroll for 2 to 500+ employees.

TDS on salary is calculated monthly based on projected annual income. Formula: Estimate annual salary → deduct standard deduction (₹50k Old / ₹75k New) → deduct HRA and 80C/80D investments declared by employee → compute annual tax → divide by 12 months remaining. Deducted under Section 192 and shown in Form 16. Employees must submit investment declarations to HR (Form 12BB) early in the year to avoid excess TDS and wait for refund.

MIS (Management Information System) reports are monthly financial dashboards: Profit & Loss statement, cash flow statement, receivables aging report, debtor/creditor position, budget vs actual comparison, and key business ratios (gross margin, EBITDA, debtor days). They help business owners make informed decisions — which product/segment is profitable, where money is leaking, whether to invest or cut costs. Without MIS, you are running the business blind. Our Virtual CFO team delivers customised MIS every month.

Bank reconciliation matches your accounting books (Tally/Zoho) with your actual bank statement to identify: uncleared cheques, bank charges not recorded, interest income not booked, duplicate entries, or fraud. Done monthly, it ensures books are accurate, audit-ready, and tax-compliant. Skipping bank reconciliation leads to wrong GST returns (wrong input/output), wrong P&L, and potential fraud going undetected for months. We do monthly reconciliation for all clients.

The Profit & Loss (P&L) Statement shows income vs expenses over a period — your profitability. The Balance Sheet shows assets, liabilities, and equity at a specific date — your financial position and net worth. Both are mandatory for: ROC filings (companies and LLPs), bank loan applications, investor presentations, and income tax filings. We prepare and certify financial statements as per Indian Accounting Standards (Ind AS / AS) depending on company size.

We work on Tally Prime (ERP9), Zoho Books, QuickBooks, and Excel-based ledgers. Tally Prime is most widely used by Indian SMEs for GST compliance and audit trails. Zoho Books is cloud-friendly for startups needing real-time access. We also migrate your existing data from one software to another and set up chart of accounts, GST configuration, and opening balances for new clients.

TDS payment: 7th of the following month (March TDS: April 30). Quarterly TDS returns: 31st July (Q1 Apr–Jun), 31st October (Q2 Jul–Sep), 31st January (Q3 Oct–Dec), 31st May (Q4 Jan–Mar). Form 16 (salary TDS): June 15. Form 16A (non-salary): 15 days after quarterly return due date. Late filing attracts ₹200/day penalty under Section 234E, plus interest. We ensure all TDS is filed and paid on time — zero penalties.

A Virtual CFO (Chief Financial Officer) is a part-time financial expert who provides CFO-level services remotely — financial strategy, MIS reporting, cash flow management, budgeting, investor relations, board presentations, and compliance oversight. Unlike a full-time CFO who commands ₹50L+ annual salary, a Virtual CFO delivers the same strategic value at a fraction of the cost. Ideal for SMEs, startups, and family businesses that need professional financial leadership without the full-time overhead.

A full-time CFO is a permanent employee managing daily finance operations — cost: ₹5–15L/month including salary, PF, gratuity, and office space. A Virtual CFO works remotely on a monthly retainer, handling strategic finance — MIS, planning, compliance oversight, and advisory — without the overhead. For businesses with 5–200 employees generating ₹1–50 Crore revenue that need financial expertise but not a daily full-time CFO presence, Virtual CFO delivers 80% of the value at 10% of the cost.

Our Virtual CFO engagements are priced based on business complexity — typically ₹8,000–₹25,000/month. This covers monthly MIS reports, P&L and cash flow analysis, compliance oversight (GST, TDS, ROC), strategic advisory calls (2–4 per month), and investor/lender coordination. Scope and pricing are agreed upfront — no surprise bills. WhatsApp us with your business size for a custom quote.

Yes, if your startup has: raised funding (seed or above), 10+ employees, ₹50L+ in revenue, or is preparing for investor due diligence or a bank loan. A Virtual CFO sets up proper financial systems, prepares investor-ready reports (unit economics, burn rate, runway), ensures all compliances are met, and gives you professional credibility. Investors and banks trust startups with organised financials — don't go into a funding round without them.

Cash flow management is tracking money coming in (customer payments, loan disbursals) vs going out (salaries, vendor payments, taxes, EMIs, capex) to ensure you never run out of cash. A business can be profitable on paper but fail due to poor cash flow — delayed payments, sudden tax demands, or high inventory. Our Virtual CFO prepares 13-week rolling cash flow forecasts, identifies upcoming cash gaps, and recommends corrective actions before a crisis hits.

Yes — as part of our Virtual CFO service, we assist with: financial modelling (3-5 year projections), investor deck financial slides (unit economics, CAC/LTV, EBITDA bridge, runway analysis), due diligence support (data room preparation, answering investor queries), and CA certification of financials. We have helped startups raise seed to Series B funding by presenting clean, credible, investor-grade financials. WhatsApp us to discuss your fundraising plans.

Don't panic, but act immediately. Step 1: Identify the notice type from the subject line and DIN number (e.g., 143(1), 139(9), 148, 245). Step 2: Log in to incometax.gov.in → e-Proceedings / Pending Actions to view the full notice and deadline. Step 3: Gather relevant documents. Step 4: Draft and submit a proper response with supporting evidence. Ignoring an IT notice leads to ex-parte assessment, huge demands, and prosecution. Share the notice with us — we respond to all types within 48 hours.

Section 143(1) is automated processing — any mismatch between your ITR and Form 26AS/AIS generates an intimation (not a scrutiny). Section 143(2) is a full scrutiny notice where the Assessing Officer (AO) selects your return for detailed examination and raises queries on income, deductions, and high-value transactions. Must be issued within 3 months of the end of the FY in which you filed. You (or your CA) respond with documents. We represent you before the AO throughout the proceedings.

Section 148 is an income escaping assessment — issued when the IT department has information that income was not assessed in the original return (undisclosed income, omitted transactions, SFT mismatches). Section 148A (added by Finance Act 2021) requires the AO to give you an opportunity to explain before issuing 148. Can be issued up to 3 years from end of AY (or 10 years for income above ₹50L). This is serious — share the notice with our experts immediately.

A GST SCN (Form DRC-01 or DRC-01A) is issued before a tax demand is confirmed. You have 30 days to file a reply (Form DRC-06) with detailed counter-arguments and supporting documents. Address every point raised — ITC mismatch, GSTR-1 vs 3B differences, GSTR-2A/2B discrepancy, non-registration, etc. A well-drafted reply gets the SCN dropped; a poor reply leads to ex-parte order with penalties + interest. Our GST litigation team handles complete SCN reply drafting, personal hearings, and representation.

If you agree with the demand: Pay online at incometax.gov.in → e-Pay Tax → select the correct challan type (300 for self-assessment). Submit response on e-filing portal under 'Respond to Outstanding Demand'. If you disagree: File an appeal before CIT(A) within 30 days of the demand notice under Section 246A. You may also apply for a stay of demand (20% deposit typically required). We evaluate the demand, advise whether to pay or appeal, and handle the entire process.

Commissioner of Income Tax (Appeals) [CIT(A)] is the first appellate authority for contesting IT demands. Process: File Form 35 online within 30 days of the AO's order → pay 20% of disputed demand (or get stay) → submit grounds of appeal and supporting brief → attend hearings (your CA appears on your behalf). Typically decided within 1–2 years. If CIT(A) decides against you, appeal to ITAT (Income Tax Appellate Tribunal) → High Court → Supreme Court. We handle all appellate levels.

If your total estimated tax liability exceeds ₹10,000 in a year (after TDS), you must pay advance tax in 4 instalments: 15% by June 15; 45% by September 15; 75% by December 15; 100% by March 15. Non-payment or underpayment attracts interest under Sections 234B and 234C. Senior citizens with no business income are exempt. Freelancers, business owners, investors with capital gains, and those with high rental income typically need to pay advance tax. Use our Tax Calculator to estimate yours.

Registration via MCA21 portal: (1) Obtain DSC (Digital Signature Certificate) for all directors. (2) Apply for DIN (Director Identification Number). (3) Reserve company name via RUN (Reserve Unique Name). (4) File SPICe+ form with MOA (Memorandum of Association) and AOA (Articles of Association). (5) Receive Certificate of Incorporation — typically 5–7 working days. Post-registration: PAN and TAN from Income Tax, GST registration, bank current account, and Professional Tax registration (state-specific). We handle end-to-end registration at a fixed fee.

LLP (Limited Liability Partnership) combines the flexibility of a partnership with the limited liability of a company — each partner is protected from personal liability for business debts. Advantages: No minimum capital, lower compliance burden, no mandatory audit if turnover < ₹40L and capital < ₹25L, flexible profit-sharing via LLP Agreement. Annual filings with ROC: Form 8 (Statement of Accounts by October 30) and Form 11 (Annual Return by May 30). Ideal for CA firms, law firms, consultants, and small businesses. We handle LLP registration and ongoing compliance.

Every Private Limited Company must file annually with MCA: AOC-4 (financial statements by November 29), MGT-7A (annual return by November 29), DIR-3 KYC (director KYC by September 30), ADT-1 (auditor appointment within 15 days of AGM). Additional filings for events: SH-7 (share capital change), PAS-3 (allotment), MGT-14 (special resolutions). Non-filing attracts ₹100/day penalty per form with no upper cap and director disqualification after 3 consecutive years. We ensure zero-default compliance for all clients.

PF (EPF) registration: Mandatory if 20+ employees. ESI registration: Mandatory if 10+ employees with gross salary under ₹21,000/month. PF contributions: 12% employer + 12% employee on basic + DA. ESI contributions: 3.25% employer + 0.75% employee on gross salary. Monthly payments by 15th; ECR filing by 25th; half-yearly ESI returns. Late payment attracts damage interest at 12–25% per annum. We handle PF/ESI registration, monthly payments, and return filing.

Every director who holds a DIN (Director Identification Number) must file DIR-3 KYC by September 30 each year to keep the DIN active. First-time: File via MCA web form with PAN, Aadhaar, and OTP verification. Subsequent years: Simple OTP-based e-KYC if details unchanged. Non-filing consequence: DIN gets deactivated — the director cannot sign any board resolution or file any MCA form until KYC is completed with a ₹5,000 late fee. We file KYC for all directors on time as part of our annual compliance package.

Section 12A gives the Trust/NGO income tax exemption — their income (donations, grants) is not taxed provided it is spent on charitable activities. Section 80G gives donors a deduction (50% or 100% of donation amount) on their income tax — this makes your NGO more attractive to donors. Both require application to PCIT with: Trust/Society registration deed, PAN, audited accounts (3 years), activity report, and bank statements. Registration is now permanent but requires annual Form 10B/10BB filing. We handle complete 12A/80G registration and ongoing annual compliance.

Professional Tax (PT) is a state-level tax on employment income — levied by states like Telangana, Maharashtra, Karnataka, West Bengal, Gujarat, and others. In Telangana: ₹200/month for salary above ₹15,000. Employer responsibility: Register under PT with the Commercial Tax Dept, deduct PT from employee salary monthly, and remit to state treasury. Annual PT return filing is also required. PT paid is a deduction under Section 16 of the Income Tax Act. We handle PT registration, monthly challan payment, and annual return filing.

Completely online — no office visit needed, ever. Share documents via WhatsApp, email, or Google Drive. We file your returns, complete compliances, and send acknowledgements digitally. All communication happens on WhatsApp — fast, convenient, and paperless. 100% of our 100+ clients are served remotely, including clients from Bengaluru, Mumbai, Delhi, and NRI clients in the US, UK, and UAE.

Turnaround time after receiving complete documents: Simple returns (ITR-1, ITR-2): 24–48 hours. Capital gains returns: 2–3 business days. Business/professional returns (ITR-3, ITR-4): 3–5 business days. Revised returns: Same day. Complex cases (F&O + capital gains + foreign income): up to 7 working days. We send you the filed acknowledgement (ITR-V) immediately on filing. You'll be updated at every step via WhatsApp.

ITR Filing: from ₹999 (salaried basic) to ₹7,499 (complex business, F&O, NRI). GST Compliance: from ₹1,499/month (QRMP quarterly filer) to ₹3,999/month (monthly filer). Accounting & Bookkeeping: from ₹3,999/month. Virtual CFO: from ₹8,000/month. Company Registration: fixed package — WhatsApp us for quote. No hidden charges — all pricing confirmed in writing before work begins. WhatsApp us for a free personalised estimate based on your exact requirements.

Yes. We follow strict data confidentiality protocols: your documents are shared only within our team of 5 Expert Professionals, strictly for the purpose of your filing. We never share data with third parties, advertisers, or data brokers. All files are stored in encrypted cloud storage. You can request complete data deletion at any time. Our team members sign confidentiality agreements. Your PAN and financial data are handled with the same care we would want for our own.

FinsyncX is managed by a dedicated team of 5 chartered accountants and finance professionals based in Kondapur, Hyderabad, with expertise across: ITR filing (all types including NRI, F&O, crypto), GST compliance and litigation, accounting on Tally/Zoho, corporate law and ROC filings, Virtual CFO services, and financial advisory. We have served 100+ individual and business clients pan-India. Every client's work is reviewed by a CA — not outsourced or automated.

Yes — we serve clients across India and internationally. Being 100% online, location is no barrier. We have clients in Bengaluru, Mumbai, Chennai, Delhi, Pune, Noida, and across Tier-2 cities. We also serve NRI clients in the US, UK, UAE, Singapore, Australia, and Canada — for NRI ITR filing, FEMA compliance, and repatriation advisory. Wherever you are, share documents digitally and we handle everything remotely.

We accept: UPI (PhonePe, Google Pay, Paytm), NEFT / IMPS bank transfer, and net banking. We send a UPI payment link or bank details after confirming the scope of work and pricing in writing. For standard ITR filings, no advance is required — payment is collected after the return is filed and you receive the acknowledgement. For monthly compliance packages, payment is collected at the start of each month.