SYNCING YOUR FINANCES...
Calculate EMI for home loan, car loan & personal loan instantly. Get amortization schedule & full repayment breakdown.
* This calculator provides estimates only. Actual EMI may vary based on bank's calculation method, processing fees & applicable charges. Consult your bank or a CA for accurate figures.
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The EMI Calculator computes your Equated Monthly Instalment for any loan — home loan, car loan, or personal loan. Enter the loan amount, interest rate, and tenure to instantly see your monthly EMI, total interest payable, and a full amortization schedule showing the principal and interest split for every month.
Home loans typically carry lower interest rates (8–10%) and longer tenures (up to 30 years), while personal loans carry higher rates (12–24%) with shorter tenures. Use this tool to compare loan options and find one that fits your repayment capacity.
The home loan interest component is eligible for deduction under Section 24(b) — up to ₹2 lakh per year for self-occupied property. The principal repayment qualifies under Section 80C. Use the amortization schedule to plan these deductions when filing your ITR.